Learn your options for getting small business loans, bootstrapping and financing your small business and startup in other ways.
Do you need money to start a business? Is lack of funds holding you back? Here are 14 ways to find the money to get your business started.
Getting a loan is difficult for new businesses. Follow these four steps to improve your chances for getting a loan approved for your new business.
Even though your bank turns you down, there may still be a way to get a loan. Here are microlending programs that help small businesses get loans.
If you need money to start your business and your credit isn't pristine, finding money is difficult. But there are things you can do. Here are six ways to find capital if your personal credit is not up to par.
Where do businesses get money to finance operations and growth? Here are 9 types of business financing most often used.
Looking for money to fund a new business? It's not easy to get a traditional bank loan for a startup, but there are still options out there. Here are three simple places you can look for startup capital.
Ready to apply for a business loan? Before you head to the bank, make sure you have all your figures and documents in order.
The SBA's microloan program is aimed at very small businesses and is available in amounts up to $50,000 from local microlenders. Learn how microloans work.
Leasing an expensive piece of equipment makes it more affordable month to month, but it can cost you more in the end. Here's how to determine if you should buy or lease business equipment.
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Looking for financing for your business? Save time by contacting local resources likely to know what financing options are available.
Learn about the most common loans made by the SBA, 7(a) loans, including who's eligible, how you go about getting one, and how you can use 7(a) loans.
The 504 Loan Program administered by the SBA is available to businesses that contribute to the economic development of their community. Find out about the 504 loan program's unique features and criteria.
There are many criteria that banks require in approving loans for businesses. Creditworthiness is important, but lenders also want to know if a business will be able to service new debt. Find out how banks calculate your business' ability to repay a loan >>
When you're trying to get a loan to grow your business, is it better to borrow from a bank or a private lender? Here are some pros and cons of each to consider.
Raising money? Raise interest from investors by perfecting your elevator speech.
Community Development Corporations, or CDCs, exist in many communities to provide financial assistance to businesses that are beneficial to the community. Find out how CDCs work here.
Businesses are still finding it extremely difficult to get the money they need to survive or grow in this economy. Read more >>
Everywhere businesses turn these days, they are inundated with information about how they can reduce expenses or save on costs as the country struggles through this recession. But one tip that often is missing is savings that can be had by refinancing business loans. Read more >>
If you or your business are seeking credit and feel a bit nervous about your chances of getting the cash you need, pause for a moment, take a deep breath and remember this simple acronym.
When you apply for a loan, the bank usually wants to know what you can put up as collateral. Yet not all forms of collateral are as appealing to banks as others. Find out why lenders need collateral and what qualities they look for in it.
Do you hold the belief that all debt is bad for your business? It's true that unmanaged debt can quickly get out of control, but debt chosen carefully for the right reasons can allow your business to take advantage of opportunities that you'd otherwise have to pass up. Read more >>
Having trouble getting a business loan? Whether your business needs capital to grow, meet payroll, or to just simply survive, there are numerous alternatives for your company when banks say "no." Here are nine alternative sources of capital that you may not have considered.
With the recent turmoil in the financial markets, banks and other lenders are further tightening their purse strings, especially to small businesses. But, if your business is strong in these three areas that lenders always consider, your chances of getting approved are better.